Revolution

Revolution Money Exchange is an amazing service. Like Paypal, they allow you to transact money between two parties, but unlike Paypal, they don't charge for it. They are listed with the FDIC (which you can look up here), and they are backed by First Bank & Trust, Brookings, South Dakota (Member FDIC). Since they are technically a bank, they do ask for a social security number for identity purposes, which had my red flag waving, but they do not perform a hard credit check so total impact on your credit is ZERO.

Best of all, they will give you $25 for signing up and me $10 for referring you. Once you are signed up, you can send your friends the same deal...they make $25 and you make $10 for each referral. This is a no-lose situation. Even if you close the account, you can still walk away with at least $25, for filling out a 20-second form. Another no-brainer. And I have checked these guys out; they are reputable. If you would like to sign up for the $25, please email me with the email address you plan to use for the account I will happily email you a referral. Enjoy the money!